Travel Insurance
Thursday, May 8th, 2008It was a difficult process trying to figure out travel insurance. On top of trying to decipher the legal-speak of the contracts it turns out that Steve and I have different ideas of what we think travel insurance should be for. I felt like I wanted the cheapest possible plan because in the end it’s money that could be spent doing something fun somewhere. I basically just wanted it to cover any medical expenses we might incur in case we get sick or break something. Steve, on the other hand, is more on the side of making sure that everything is taken care of–replacement of our stuff if it’s stolen, medical evacuation, etc, etc… It was just a difference in opinion. I’m going into this trip assuming that at some point I will get sick and might have to go to the hospital (or will at least spend a few miserable days getting acquainted with a less-than-sparkling squat toilet) and that something (or everything) will be lost, stolen, or irreparably broken. And I’m okay with that. Stuff happens. It sucks; you deal with it; you move on. We can always buy more stuff (I know what I’ve got and how much it cost me). But on the other hand, you can rack up a lot of medical debt in a really short period of time.We eventually talked out all of our opinions/preferences and settled on World Nomads travel insurance (which is recommended by the site that hosts my blog–bootsnall). We chose this plan for several reasons: [read on]
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