BootsnAll Travel Network



20: Finally.. Insurance

So I checked the policy of that “amazing” Endsleigh insurance again and called up the company to clarify a few things.

Yes they do off a “All Risks” policy for specified valuables up to max £1500 however…
The problem is that they have a very poor Sports & Activities cover 🙁

Even basic things such as trekking, hiking, overland travel are not included let alone riding, diving etc.
I cannot add this cover added either so this is a real problem.

I decided that broader cover for accident and health care which includes many Sports and Activities is more important than my valuables such as my camera or mp3 player.

Thus after over a week of investigations I have now purchased the Trailfinders Single Trip Travel Insurance. (All that time I spent looking around and I come to the conclusion that TF are the best option and in the end I go for the Trailfinders one.. kinda frustrating 😉

Alternatives to Trailfinders (TF, £425 for 12 months cover) in the final stage were:

Flexicover Trekking Insurance (£269)
considerably cheaper (~£150), similar cover in most areas compared to TF including Sports & Act.,
Do not pay during treatment (must reclaim costs), NO cover for RTW ticket loss/theft/damage
This too limited..

Endsleigh Long Term Cover (£590 Comprehensive)
All Risks Valuables up to £1500, All over covers same or higher than Tf
Very Expensive, do not cover many Sports & Activities!
Lack of Sports & Activities cover made me decide against it

STA Travel Premier (£354)
Similar to TF in most respect inc Sports & Activities but £70 cheaper
Ticket cover is much less and no winter sports cover
A bit cheaper than TF but IMHO £70 extra to get proper RTW ticket cover is worth it.

Go Travel (£398)
Cost too similar to TF but TF has better cover
Similar to TF, Sport & Activites same as TF, higher medical & legal cover
Less belongings cover, no cover for ticket



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